Insurance for Divers and Travelers
Even with the best of planning, sometimes the unexpected happens. Insurance makes a bad situation a little less of a problem. We recommend that divers carry both dive accident insurance and travel insurance. Take the time and read the policies carefully to pick the coverage that best suits your needs.
Types of Insurance:
Diver Accident Insurance: Even with the best dive planning, accidents happen. Diver Accident insurance will help pay for the cost of medical treatment and getting you back home if you miss your fight. This coverage is extremely important if your treatment should a visit to the hyperbaric chamber. Divers Alert Network (DAN) and Dive Assure both offer policies.
Trip Insurance: Trip insurance covers interruptions of trips, cancellations and medical illnesses that are non-diving related.. It won't cover you if you just change your mind, but if there is a hurricane or illness or death in the family, it is nice peace of mind. The cost is based on the cost of the trip. Polices can be purchased per trip or some offer annual coverage for multiple trips.
Dive Assure - Dive Assure offers a variety of Diver Accident Insurance as well as Trip Insurance.
DAN Diver Accident Insurance - Divers Alert Network has been supporting divers for over 30 years. As well as being the leading source of answers concerning diver safety, they offer Diver Accident Insurance, Travel Insurance and Equipment insurance.
Equipment Insurance: Dive Computers and underwater cameras are a big investment. Equipment insurance can cover flooding your equipment as well as losses due to theft.
